Hi, I'm Carlos Velasco
building the next gen of consumer AI & Crypto.
Founder-engineer in YS24 and HF0. Ex-Venmo
Since 2015, I've built full-stack web applications for the fintech space—specializing in banking, credit-card, and mobile-payment solutions for startups. Today, I'm leveraging AI to accelerate usable product delivery.
Over the past two years, I’ve been in San Francisco as part of Y Combinator and HF0, launching products from 0 to 1. I’m obsessed with the future of consumer AI and how the 10x factor is transforming both the industry and the consumer.
Projects
illegalagents.ai
AI-agent infrastructure platform deploying ElizaOS, MastraAI and MCP
Kontigo YCS24
Web3 fintech platform built with Thirdweb, Supabase, and Vercel
Revelo
Transaction processing system handling $76B in reconciliation
Venno Payment System
API design for 75M users, payment system optimization
GetXerpa LATAM
Fintech platform contributing to $2.9B in user savings
Diners Card Cross-selling
Cross-selling features for Visa Titanium acquisition
iBillionaire Financial APIs
Integration of third-party financial APIs in fintech startup
Provoos Consulting
Personal consultancy advising on product-market fit and scaling
8+
Years in Fintech
10+
Products Shipped
YC S24 & HF0
Accelerators
Thoughts on AI, fintech, building products, and the future of technology. Sharing lessons learned from scaling systems and creating impactful solutions.
Read on Substack